An excess is the amount you have to pay in the event you make a claim on your insurance policy. With excess protection insurance you can claim back any excess you have to pay.
If you have a £500 excess on, for example, your home insurance and you have a claim for £2,000, you are liable for the first £500 of the claim and the insurance company for the remaining £1,500. If you hold an excess protection insurance policy, it will reimburse you for the £500 excess charge. We offer excess protection as an optional add on to your home insurance policies.
For more information, please contact us between 9am and 5pm, Monday to Friday, on: