Motor Legal Protection

Why buy Motor Legal Protection?

"Several months ago I was involved in an accident on a roundabout in St. Peter Port, Guernsey where I live.  The accident was not my fault, but unfortunately the people who went into me (who were both foreign and spoke very little English) were very rude and threatening and although admitting to the Police they were in the wrong traffic lane,  later changed their story and told their insurance I had gone into them.  The accident was not my fault and I was treated very badly.  As part of my legal protection Claudia Ware [of Darby's Solicitors] fought my cause - I would like to put in writing what a lovely person she was to deal with at all times.  I probably would have given up if she hadn't  been so positive and encouraging.  Claudia has emailed me today to inform me that my claim as been paid on a without prejudice basis and that I'm sure is down to all her good work.

I have often wondered if it's worth ticking the "legal Protection" box when renewing my insurance - I now know it definitely is."

K from Guernsey

What is Motor Legal Protection?

If you are involved in an accident that is not your fault, you have a legal right to claim back your uninsured losses (losses not covered by your vehicle insurance policy), from the person who caused the accident.

When you take out Arc Motor Legal Protection it will provide services to recover these losses for you and should you need to take legal action, we will appoint a solicitor to represent you.

Arc Motor Legal Protection Provides:

  • Assistance in obtaining compensation for personal injury and cover for medical expenses.
  • Recovery of your excess if you are not at fault for the accident.
  • Assistance in arranging and claiming back cost of repairs for Third Party Fire & Theft or Third Party policy.
  • Up to £100,000 of legal expenses.

Please click download for the full policy wording from Arc.







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