What is Excess Protection Insurance?

An Excess is the amount you have to pay in the event of a claim on your home or motor insurance policy.

The purpose of Excess Protection Insurance is to refund the excess you have paid when it cannot be recovered from any other source.

For example:
If you have a £500 excess on your motor insurance and you have a claim for £1,000, you will have to pay £500 towards the cost of repair. This amount is usually paid by you to the repairer. If the excess cannot be recovered from any other source, for example, a third party, the Excess Protection Insurance will pay the £500 back to you.

How much does it cost?

Motor Excess Protection
Limit                Premium
£500                £38.00
£1,000             £48.00

Home Excess Protection
Limit                Premium        
£500                £38.00
£1,000             £48.00
£2,000             £78.00

You can claim as many times as necessary during the life of the policy up to the limit selected.

This insurance does not cover every eventuality. Please ask us for a copy of the full policy wording which explains exactly what is or is not covered before you buy.

Am I eligible for this?

Motor Excess Protection

  • You must be aged 17 or over
  • You must be permanently resident in Channel Islands or Isle of Man
  • You must hold a valid  CI, UK or EU licence
  • The product is available for any privately owned car, motorcycle or commercial vehicle up to 3.5 tonnes that is insured in your name

Home Excess Protection

  • You must be aged 21 or over
  • You just be permanently resident in Channel Islands or Isle of Man
  • Cover only applies to your main residence in Channel Islands or Isle of Man which is insured in your name

This sounds good, how can I buy it buy?
Excess Protection Insurance can be bought on its own or added to your existing motor or home insurance if they are already with Rossborough.

Just fill in this form and one of our brokers will contact you shortly to offer you a quotation or discuss your requirements further.

Please take a moment to fill out this form and one of our brokers will contact you shortly to offer you a quotation or discuss your requirements further.
Title* 
First name* 
Second/middle name
Surname* 
Date of birth dd/mm/yyyy* 
Place of birth* 
Sex* 
What is your occupation* 
Are you self employed* 
What is your employers business* 
Name or number of your home* 
Postcode* 
Do you own or rent this property* 
E-mail Address* 
Daytime contact number (including code)* 
Evening contact number (including code)* 
Mobile contact number (including code)* 
How did you hear about us* 
When do you need this insurance to start dd/mm/yyyy* 
What type of Excess Protection Insurance do you need* 
What level of cover do you need* 
If motor, what is the registration number of the car which this cover will apply to
If home, what is the address to which this cover will apply to
Privacy and Data ProtectionThe Rossborough Group holds your details in accordance with relevant Data Protection Law in the UK, Isle of Man and Channel Islands.,Some or all of the information you supply to us in connection with your insurance proposal will be held on computer and may be passed to insurance companies for underwriting and claims purposes. In addition, we may use some of the information to advise you of other products and services offered by the Rossborough Group. ,If you do not wish to receive such details please contact our Compliance Officer.
Please enter the characters visible in the image

 


Inline
Select your location