Fine Art Insurance
This cover is often purchased as part of a household policy but Trusts particularly require stand alone cover for Fine Art collections.
Typically cover will include:
- Material Damage All Risks cover
- Agreed Value basis of settlement on Specified items
- Cover for Restoration and Depreciation of the value item in the event of a loss
- Worldwide cover
- Automatic cover for acquisitions for 60 days up to a maximum of 20% of the overall sum insured
Again as with the High net Worth household insurance, certain specialist insurers have decided that they will only accept business out of the Channel Islands when referred from ourselves.
