Dental Insurance

Dental cover you can trust

Looking after your oral health and that of your loved ones should be a key part of your healthcare routine. A quality dental plan can be more affordable than you think, offering benefits on a sliding scale so there is a plan to meet all budgets, all of which include proactive oral healthcare appointments.

Trusted insurance providers

We work closely with a number of dental insurance providers who are able to offer flexible plans to suit varying budgets, providing valuable dental cover for individuals and their families.

Pricing

These premiums are valid for 12 months for any policy. Commencing on or before 1st March 2018. Single parent family consists of one adult and an unlimited number of children up to the age of 21 (or 24 if in full-time education). Family consists of two adults and an unlimited number of children up to the age of 21 (or 24 if in full-time education).

Below is an example of the type of cover available through one of our key providers, Denplan.

Benefits

-(per person per year)

	Denplan Envolve 1	Denplan Envolve 2
Routine examinations (at home or abroad)	One routine examination per policy year	Two routine examinations per policy year
Hygiene treatments (at home or abroad)	One hygiene examination per policy year	One hygiene examination per policy year
Dental x-rays (at home or abroad)	One dental x-ray per policy year	One dental x-ray per policy year
Restorative treatments (at home or abroad)	50% of the cost up to £1,250 per policy year	50% of the cost up to £2,500 per policy year
100% reimbursement for NHS treatments
Worldwide dental injury1
Worldwide emergency dental treatment2
Dentist call-out fees3
Hospital cash benefit4
Mouth cancer cover5
24-hour worldwide dental emergency helpline
Dentist fees for telephone consultations following injury

1. Cover for up to £2,500 of treatment per dental injury for up to four incidents per policy year.
2. In the UK: up to £200 of treatment per incident for up to four incidents per policy year. Outside the UK: up to £400 of treatment per incident for up to two incidents per policy year. There is an overall maximum of £800 per policy year for this benefits.
3. Up to £150 per incident for up to two incidents per policy year.
4. £100 for each night you stay overnight in hospital, up to £1,000 per policy year, for dental treatment under the care of a consultant specialising in dental or maxillofacial surgery in relation to a head or neck condition.
5. Up to £20,000 towards one course of treatment for up to 18 months following diagnosis.

Why would Denplan Evolve benefit me?

Key features:

• You can submit your claim online, as soon as you’ve paid for your appointment and it will be paid into your bank usually within 5 working days
• Helps you financially towards the cost of dental treatment
• There’s no excess to pay when you claim
• You can choose to cover your whole family. Plus children can be covered up to the age of 24

How does the plan work?

You can track and make your claims online:

• Attend your dental appointment and pay as usual. Please ask for a fully itemised receipt
• Upload your receipt and submit your claim online at www.denplan.co.uk/employeeonline
• Sit back and wait for payment into your bank

Payment is usually made within five working days.

Who can join the plan?  

When adding your family to your plan, they’ll have to join the same level of cover as you. You can choose to include the following family members:

• Your partner, who lives with you can join the plan and receive the same benefits as you at an additional monthly cost
• Your children. You can add an unlimited number of children up to the age of 24 to your plan at an additional monthly cost.

The application form can be downloaded here. Please complete this and bring it to the office or email the above address.