Motor Excess Protection

Claim back your motor excess

In the event of a claim on your policy, you normally have an excess to pay toward the cost of repairing your vehicle. For example, you might have a £300 excess in which case you will pay the first £300 of a claim to repair your vehicle, with your insurer paying the remainder.

If you have a non-fault claim, then Motor Legal Protection will help to claim back your excess from the party at fault. However if you have a fault claim, you cannot reclaim your excess.

We offer an optional add-on called Excess Protection. In the event of a fault claim, Excess Protection will reimburse the excess you pay up to the value of £3,000. For more information or to add Excess Protection to your policy please call or come in and see us.

More information

For more information you can download a copy of the Key Facts document and download a copy of the policy wording.

Please contact us between 9am and 5pm, Monday to Friday, on:

Why Rossborough?


Our customers are at the centre of all that we do, each and every day.


We always go out of our way to deliver a local, personal service.


We’ve been trusted with islanders’ most important possessions for over 80 years.


We are committed to providing policies that best fit our customers’ requirements.


We are a safe pair of hands. When you need us most, we’ll be there.


We are a qualified, experienced team who always deliver professional service.

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