Home & Contents Insurance
Peace of mind and protection for your prized possessions.
- Cover for contents and buildings
- Tailored for homeowners or renters
- Stress-free claims process
- No admin charges for policy changes
- Local customer service team
Here are a few examples of things that are usually covered:
- Accidental damage to your home
- Damage caused by flooding
- Damage caused by fire
- Loss of contents
- Loss of garden plants & furniture
- Cost of alternative accommodation
- Damage caused by vandalism
- Always refer to your policy wording for a full list of benefits and limits.
Always refer to your policy wording for a full list of benefits and restrictions.
You can get home insurance in as little as 5 minutes if you use our online quoting system.
This means you will not be covered for most claims that occur in the immediate 24 hours after taking out your policy.
It’s easy to make changes to your home insurance policy.
Use the following contact details to speak to the team closest to you.
If you are planning to move house, we will need to reassess your insurance policy.
Your local Rossborough team will be able to guide you through the reassessment process, and help you find the most suitable insurance policy for your new property.
Cover for personal possessions outside of the home can be requested when you obtain your quotation.
Possessions over a certain value will need to be listed separately on your policy. The value will differ between insurers and will need to be added during the quote process.
If you acquire a possession over the insurer's limit whilst the policy is in place you'll need to let us know so we can arrange suitable cover.
The fastest way to have your claim resolved is to contact your insurers directly.
The insurers contact details can be found on your policy documentation.
If you are unable to contact your insurers, please contact our dedicated claims team, we can ensure your policy delivers when you need to make a claim:
Our customers are at the centre of all that we do, each and every day.
We always go out of our way to deliver a local, personal service.
We’ve been trusted with islanders’ most important possessions for over 80 years.
We are committed to providing policies that best fit our customers’ requirements.
We are a safe pair of hands. When you need us most, we’ll be there.
We are a qualified, experienced team who always deliver professional service.