Personal Insurance

From first flats to family homes, flexible cover for buildings and belongings.

Comprehensive policies for island drivers, with optional extras available.

Get peace of mind of single trips, annual multi-trip or extended travel.

Professional assessments to help ensure your property is correctly insured.

Roadside help when you need it most, available across the Channel Islands, UK and Europe.

Cover for scooters, cruisers and superbikes, whether you ride every day or just in summer.

Tailored protection for vintage and cherished vehicles.

Specialist insurance for private hire and taxi vehicles.

Personal and business use, with options for any driver and no claims bonus protection.

Flexible policies for motorboats, sailing vessels and personal watercraft.

Comprehensive cover for properties overseas, with support from our local team.

If you need to make a home insurance claim, this optional cover reimburses your excess, so you’re not left out of pocket. 

Protects you and your family against everyday legal disputes, from contract issues to injury claims. Includes up to £50,000 of legal cover and expert help when you need it most.

If you’re in a non-fault accident, this cover helps you claim back losses like your excess or personal injury. It also covers up to £100,000 in legal costs with a solicitor appointed for you.

Claimed on your motor policy? This optional add-on refunds the excess you pay, up to £3,000 a year. It’s a simple way to cushion the cost if something goes wrong.