Building Valuation Services

Why accurate insurance matters

We recommend reviewing your buildings and contents sums insured at least once a year and whenever your property changes, to keep up with inflation and ensure you're fully protected.

• Rebuild cost vs. market value. Insurance should reflect the full cost of rebuilding your property, not its sale price. That includes demolition, debris removal, architect and surveyor fees, and meeting local regulations.
• Don’t forget the extras: outbuildings, garages, walls, fences, paths and driveways should all be included in your buildings sum insured.
• Your contents include everything you’d take with you if you moved, plus fitted carpets and curtains. Insure for the cost to replace, not second-hand value.
• High-value items: like jewellery, fine art and collectibles should be professionally valued to make sure they’re fully covered.
• If your sums insured are too low, any claim may be reduced in line with how far underinsured you are.

Request an assessment

To request a desktop rebuild cost assessment, simply complete the form below, and we’ll be in touch to guide you through the next steps.