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Comprehensive policies for drivers from the Channel Islands & the Isle of Man.

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Keeping you moving

Whether you’re a daily commuter, weekend road-tripper or a new driver starting out, our comprehensive car insurance is built to protect you and get you back on the road quickly if the unexpected happens.

Available to drivers across the Channel Islands and Isle of Man, our flexible policies include essential cover plus optional extras so you can choose the protection that’s right for you.

Why choose our car insurance?

Key benefits

  • Comprehensive cover as standard
  • Available for young drivers
  • Any driver option available - ideal if you share your car
  • No Rossborough admin fees for changes (insurers' charges may still apply)
  • Protected no-claims bonus available

What's covered:

  • Accidental damage
  • Filling with the wrong fuel
  • Fire damage
  • Lock and key replacement
  • Windscreen repair or replacement
  • Medical expenses after an accident
  • Theft and vandalism
  • Driving abroad

Please note that our online quote tool shows quotations from a limited number of insurers for standard motor cover. A limited number of insurers refers to 3 or fewer. For a wider choice and tailored advice, please give us a call – we’re always happy to help.

Always check your policy wording for the full details of cover, benefits and any restrictions.

Why Rossborough

Why choose Rossborough?

People

People

Our customers are at the centre of all that we do, each and every day.

Service

Services

We always go out of our way to deliver a local, personal service.

Trusted

Trusted

Trusted with islanders’ most important possessions for 80 years.

Committed

Committed

Committed to providing policies that best fit our customers’ requirements.

Safe

Safe

We are a safe pair of hands. When you need us most, we’ll be there.

Professional

Professional

We’re a qualified, experienced team who deliver professional service.

Need extra support? We’re here for you.

If you’re facing challenges, let us know so we can adapt our approach and give you the help you need.

Please contact us on:

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A handful of questions, a whole lot of clarity.

How quickly can I get covered?

You can get car insurance in as little as five minutes using our online quoting system.

Can I add additional drivers?

Yes, additional drivers can be added at any time. An extra premium may apply depending on the driver’s experience and history.


To make a change, contact the team in your local branch (Monday to Friday, 9am – 5pm):

How do I add or change a car on my policy?

It’s easy, just contact your local branch using the details above. We’ll help you update your cover quickly.

Can I add any extras to my policy?

Yes. We work with quality insurers and can advise on add-ons such as:

How do I make a claim?

The fastest way to make a claim is to contact your insurer directly using the contact details in your policy documents.

If you can’t reach them, our claims team is here to help (Monday to Friday, 9 am to 5 pm):

Optional extras for your car insurance

Tailor your cover to match the way you drive.

Want added peace of mind in the event of a claim or legal issue? Our motor add-ons provide extra protection and recovery options when you need them most.

Car Insurance

Motor Excess Protection

Claimed on your motor policy? This optional add-on refunds the excess you pay, up to £3,000 a year. It’s a simple way to cushion the cost if something goes wrong.

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Motor Legal Protection

If you’re in a non-fault accident, this cover helps you claim back losses like your excess or personal injury. It also covers up to £100,000 in legal costs with a solicitor appointed for you.

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High-value car? Get cover to match.

If you own a high-performance, luxury or classic vehicle, standard car insurance may not provide the protection you need.

Our Private Clients team offers tailored motor insurance designed around the cars you value most, and the lifestyle that comes with them.

Get tailored protection for exceptional vehicles
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