Van & Commercial Vehicle Insurance

Protect the vehicles your business depends on.

Whether you drive a single van or manage a fleet, our commercial vehicle insurance provides reliable cover tailored to your needs.

With flexible options, local advice and no Rossborough admin fees for mid-term changes, we’re here to keep you moving.

Why choose our van & commercial vehicle insurance

Key benefits

Comprehensive protection for your work vehicles.
Need anyone to drive your car? Ask us about our any driver option.

No Rossborough admin fees for changes (insurers' charges may still apply)
Protected no claims bonus available.

What’s typically covered?

Our commercial vehicle insurance can include:

Accidental damage
Damage by fire
Replacing locks and keys

Cracked windscreen
Medical fees after an accident
Theft and vandalism

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Always refer to your policy wording for a full list of benefits and restrictions.

Why choose Rossborough?

People

Our customers are at the centre of all that we do, each and every day.

Service

We always go out of our way to deliver a local, personal service.

Trusted

Trusted with islanders’ most important possessions for 80 years.

Committed

Committed to providing policies that best fit our customers’ requirements.

Safe

We are a safe pair of hands. When you need us most, we’ll be there.

Professional

We’re a qualified, experienced team who deliver professional service.

Need extra support? We're here for you.

If you’re facing challenges, let us know so we can adapt our approach and give you the help you need.

Please contact us on:

Jersey: 01534 500500
Guernsey & Alderney: 01481 241555
Isle of Man: 01624 631631

Email us

Compare cover: Comprehensive vs Third Party

Use the table below to see the difference between our two main levels of cover.

Whether you’re insuring a single van or a small fleet, we’ll help you find the right protection for your business.

What’s covered	Comprehensive Cover	Third Party Cover
Accidental damage to your vehicle	Yes	No
Fire or theft damage	Yes	Yes
Windscreen repairs or replacement	Yes (Excess applies)	No
Damage to another person’s property	Yes (up to £1m)	Yes (up to £1m)
Injury to other people, including passengers	Yes	Yes
Medical expenses after an accident	Yes	No
Replacement of locks and keys	Yes	No
Driving abroad (EU minimum cover)	Yes	Yes
Claims for vehicle damage if you’re at fault	Yes	No
Loss or damage from vandalism	Yes	No
Cover for wrong fuel incidents	Yes	No

Optional extras for your van & commercial vehicle insurance

Tailor your cover to suit the way you drive.

Looking for extra support in the event of a claim or legal dispute? Our motor add-ons give you added reassurance and recovery options when you need them most.

Motor Excess Protection

Claimed on your motor policy? This optional add-on refunds the excess you pay, up to £3,000 a year. It’s a simple way to cushion the cost if something goes wrong.

Motor Legal Protection

If you’re in a non-fault accident, this cover helps you claim back losses like your excess or personal injury. It also covers up to £100,000 in legal costs with a solicitor appointed for you.

Breakdown Insurance

Roadside help when you need it most, available across the Channel Islands, UK and Europe.

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A handful of questions, a whole lot of clarity.

How quickly can I get cover for my van or commercial vehicle?

We can usually arrange cover within 48 hours. To get started, contact your local Rossborough team (Monday to Friday, 9am – 5pm):

Jersey: 01534 500500
Guernsey & Alderney: 01481 241555
Isle of Man: 01624 631631
Email: personal@rossboroughgroup.co.uk

Can I add additional drivers to my policy?

Yes. You can add extra drivers at any time. Additional premiums may apply based on their driving history. Contact your local office using the details above.

How do I add or change a vehicle on my policy?

It’s simple to switch or add a vehicle. Just get in touch with your local branch and we’ll take care of it.

Can I add optional extras to my commercial vehicle insurance?

Yes. We can advise on a range of add-ons to enhance your cover, including:

Can I protect my no claims bonus?

Yes. You can choose to add bonus protection to your policy, which helps you retain your no-claims discount even if a claim is made.

How do I make an insurance claim?

The fastest way to make a claim is to contact your insurer directly using the contact details in your policy documents.

If you can’t reach them, our claims team is here to help (Monday to Friday, 9 am to 5 pm):

Jersey: 01534 500500
Guernsey & Alderney: 01481 241555
Isle of Man: 01624 631631
Email: claims@rossboroughgroup.co.uk

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Van & Commercial Vehicle Insurance

Protect the vehicles your business depends on.

Why choose our van & commercial vehicle insurance

Key benefits

What’s typically covered?

Why choose Rossborough?

People

Service

Trusted

Committed

Safe

Professional

Need extra support? We're here for you.

Compare cover: Comprehensive vs Third Party

Optional extras for your van & commercial vehicle insurance

Motor Excess Protection

Motor Legal Protection

Breakdown Insurance

A handful of questions, a whole lot of clarity.

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Key benefits

What’s typically covered?

People

Service

Trusted

Committed

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Professional

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Motor Legal Protection

Breakdown Insurance

A handful of questions, a whole lot of clarity.

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